Getting a Business Loan, 1st ed. Financing Your Main Street Business

Getting a Business Loan: Financing Your Main Street Business shares something your local banker might not want you to know?small business owners have options. And this book describes those alternative lending sources in detail, as well as traditional sources of funding like banks and credit unions.

Half of all business startups don?t make past their fifth birthday?and often because they can?t find the financing required to sustain their operations. Whether you own a small restaurant, a bicycle shop, a hardware store, a small manufacturing company, or a service business, Getting a Business Loan offers easy-to-understand descriptions of loan options that can keep you going, as well as practical advice on where to look for money and how to apply.

What would you do with an extra $40,000? Expand your restaurant? Hire a new employee to fulfill a new contract? Buy a needed piece of equipment? Getting a Business Loan will:

• Detail how bankers look at you and your loan application
• Explain the menu of non-bank financing options available to business owners, like asset-based lending, factoring, merchant cash advance, local ?hard money,? and more
• Show how to locate potential lenders via the Internet and other means
• Show how to prepare before you visit the lender or fill out an application

1. Building a Relationship with Your Bank: Date Before You Marry
2. A Visit to the Bank: Popping the Question
3. Keep Your Relationship with the Bank Personal: When the Honeymoon is Over
4. Getting the Right Bank Loan: My Porridge Is Too Hot!
5. Navigating the Maze of the SBA: Are We There Yet?
6. Angels, Venture Capital and the Myth of the Shark Tank
7. The Sun Will Come Out Tomorrow: There are Options
8. Asset-based Lending: Need a New Piece of Equipment?
9. Factoring: Tap Your Accounts Receivable
10. Real Estate Loans : Location, Location, Location
11. Merchant Cash Advances : Credit or Debit?
12. They Call It a Credit Card for a Reason: Don’t Leave Home Without It
13. Peer-to-Peer Loans: Brother, Can You Spare a Dime?  
14. Business Acquisition Loans: I Need Money Now Before the Opportunity Slips Away  
15. Franchises: There’s a Loan for That
16. Startup Funding: Crawl, Walk, Run
17. Crisis Borrowing: Help!
18. WOSB and other Loans: It’s No Longer a Man’s World
19. Small Business: The Backbone of America

Getting a Business Loan details the options small business owners have for financing growth or obtaining working capital.

Learn how to get the money you need when you need it.