$0 to Rich The Everyday Woman's Guide to Getting Wealthy

However you define it, $0 to Rich will guide you towards achieving your financial goals in five easy steps and show you how to turn $0 into $1000, then $5000, then $10 000!

Written specifically for women by the best-selling author of Shopping For Shares, $0 to Rich is the personal financial coach every girl should have. It will show you how to work out what rich means to you, how to articulate exactly what you want, then how to go about realising that vision over a set period of time.

You'll discover:

• how to create a no-fuss budget to fast-track your financial success
• what the right amount to be saving is
• investment options, from savings accounts to property and everything in between
• how to safeguard your money (after all, it's not enough to just get rich--the trick is staying there!).

Introduction v

About the author ix

Step 1 I wanna be ‘RICH’!

1 Defining ‘rich’ 3

2 Goal-setting 101 7

Step 2 Creating a budget

3 The starting line 19

4 The three-step no-fail budget 33

Step 3 Saving goals

5 What bank accounts do you need? 49

6 Saving your first $1000 61

7 Term deposits to $5000 67

8 Managed funds to $10 000 77

Step 4 Investing in the big guns: shares and property

9 Getting ready to invest in shares 91

10 Investing for the long term 95

11 Investing for the short term 111

12 Investing in property 135

13 Buying the property 153

Step 5 Keeping your money safe

14 Insurance 173

15 Wills and trusts 185

Conclusion 191

Index 195